Insurance Documentation Help
We help homeowners document visible roof damage and understand their options — so you go into the insurance process with accurate, organized information.
Important: What We Do and Don't Do
Badger Ridge Roofing documents visible roof damage and provides inspection reports for homeowners. We do not negotiate insurance claims, act as public adjusters, or make representations about what your insurance policy will or won't cover. For claim assistance, speak with your insurance agent or a licensed public adjuster.
What We Provide
Accurate Documentation of Your Roof's Condition
Whether you're filing a claim or just want to understand your roof's condition after a storm, accurate documentation is the starting point.
Free Inspection
We perform a thorough roof inspection and document all visible damage with organized, labeled photos.
Written Report
You receive a written inspection summary describing what was found, where, and what it means for your roof.
Clear Scope
We provide a repair or replacement recommendation with a clear scope of work — no vague estimates.
Your Next Step
Armed with accurate documentation, you can contact your insurance agent with a clear picture of your roof's condition.
What Every Wisconsin Homeowner Should Know
Does my homeowners insurance cover roof damage?
Most standard homeowners insurance policies cover sudden, accidental damage caused by covered perils — including wind, hail, falling objects, and fire. Normal wear and aging are typically not covered. Your specific policy determines what applies. Contact your insurance agent to review your coverage.
Should I call my insurance company or a roofer first?
Either approach can work, but having accurate professional documentation of your roof's condition before contacting your insurer gives you a clearer picture of what you're dealing with. A free inspection from Badger Ridge gives you the facts before you're in the middle of the claims process.
What documentation does insurance typically want?
Insurance adjusters typically want to see photos of the damaged areas, a professional assessment of the extent and cause of damage, and a repair or replacement estimate. We provide all of this as part of our inspection process.
What's a public adjuster and should I use one?
A public adjuster is a licensed professional who advocates on your behalf in the insurance claims process. They are separate from your insurance company's adjuster. Badger Ridge is not a public adjuster — if you need claim negotiation assistance, a licensed public adjuster is the appropriate professional.
Know What Your Roof Needs Before the Next Storm Does.
Free inspections. No pressure. Clear recommendations.